Umunnachi Microfinance Bank Ltd. Abakaliki from ideation and inception was a great and promising bank. The Bank which took off in 2014 broke even in 2015, its second year of operations, a feat hardly achieved by companies in Nigeria and still waxing stronger. The shareholders funds unimpaired by losses and balance sheet size of the bank as at financial year ended 31st December, 2018 was in excess of N150,277,937 and N355,770,427 respectively.

The bank has not recorded any fraudulent cases and operates in a secured environment. The bank has a well planned organic growth and could have secured Central Bank of Nigeria's (CBN) approval for a state microfinance bank in 2018 if not for the current position of Central Bank of Nigeria (CBN) to review the capital base of microfinance banks in Nigeria.

Umunnachi Microfinance Bank Ltd, Abakaliki successfully held its first annual general meeting (AGM) on 22nd June 2018. Another annual general meeting of the bank was held on 13th November, 2019. The Board of Directors of the Bank has proposed to declare and pay dividend of 1.5 Kobo per share to shareholders out of the result of 2018 performance. The Bank has concluded arrangement to increase its share capital to N200m to attain the status of urban unit microfinance bank in accordance with Central Bank of Nigeria (CBN) stipulations.